VS
Head-to-Head Comparison
Microsoft Copilot vs Otter.ai
An honest, side-by-side breakdown of pricing, features, and security — so you can pick the right tool.
Published Last updated
- Microsoft Copilot starts at £6/mo and Otter.ai at US$16.99/mo — published in different currencies, so not a like-for-like figure.
- Microsoft Copilot is best for businesses needing enterprise-ready AI chat; Otter.ai for teams building AI productivity into their products.
Microsoft Copilot
AI Chatbot
7.8/ 10
Free · Free tier
Best for businesses needing enterprise-ready AI chat
Visit Microsoft CopilotSee all AI Chatbots →
Otter.ai
AI Productivity
7.6/ 10
Free · Free tier
Best for teams building AI productivity into their products
Visit Otter.aiSee all AI Productivity Tools →Some “Visit” links are affiliate links. How we earn →
Feature comparison
| Feature | Microsoft Copilot | Otter.ai |
|---|---|---|
| CompareMyAI score | 7.8 / 10 | 7.6 / 10 |
| Free tier | ||
| API access | ||
| Open source | ||
| Enterprise ready | ||
| GDPR compliant | ||
| Vendor holds SOC 2 | ||
| Vendor holds ISO 27001 | ||
| MFA supported | ||
| Trains on your data |
Certifications may only cover business or enterprise plans. Check the vendor’s trust page for your plan.
Microsoft Copilot comes out ahead — and you can try it free.
Try Microsoft Copilot freeAffiliate link · how we earn
Pricing
Price checked with vendor on
FreeFree
Enterprise—
FreeFree
ProUS$16.99/mo ≈£12.77/mo
BusinessUS$30/mo ≈£22.55/mo
Enterprise—
Always check the provider's site for the latest pricing.
Pros & cons
Microsoft Copilot
Pros
- +Built into Microsoft 365
- +Strong enterprise security and compliance
- +SOC2 and GDPR certified
- +No separate subscription if you have M365
Cons
- −Limited standalone value outside Microsoft ecosystem
- −Less capable than ChatGPT or Claude for general tasks
- −Requires M365 licence
Otter.ai
Pros
- +Excellent meeting transcription and summarisation
- +Integrates with Zoom, Teams and Google Meet
- +Good accuracy on clear audio
Cons
- −Struggles with heavy accents or poor audio quality
- −Free tier limited to 300 minutes per month
- −Not useful outside meeting and transcription use cases
Our take— Microsoft Copilot wins
Based on our comparison of published pricing, features, and compliance data, Microsoft Copilot takes the overall edge, though Otter.ai offers API access. Microsoft Copilot scores 7.8/10 to Otter.ai's 7.6/10. Pick Otter.ai if API access matters — Microsoft Copilot takes it overall on our scoring, but the gap is narrow.
Frequently asked questions
Does Microsoft Copilot train on your data?
Based on published vendor information, Microsoft Copilot does not train its models on your data. Policies can differ by plan and change over time, so it is worth confirming the current terms on the vendor's site.
Does Otter.ai train on your data?
Based on published vendor information, Otter.ai does not train its models on your data. Policies can differ by plan and change over time, so it is worth confirming the current terms on the vendor's site.
Are Microsoft Copilot and Otter.ai GDPR compliant?
Based on published vendor information, both Microsoft Copilot and Otter.ai state they are GDPR compliant. Vendor-level compliance does not remove your own obligations when you process personal data through either tool.
Do Microsoft Copilot and Otter.ai have a free tier?
Yes — both Microsoft Copilot and Otter.ai offer a free tier, so you can try each one before committing to a paid plan. Free tiers usually come with usage limits.
Which has an API, Microsoft Copilot or Otter.ai?
Otter.ai offers API access, while Microsoft Copilot is not recorded as offering a public API in our data. For programmatic integration, Otter.ai is the better fit.