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Head-to-Head Comparison
ChatGPT vs Microsoft Copilot
An honest, side-by-side breakdown of pricing, features, and security — so you can pick the right tool.
Feature comparison
| Feature | ChatGPT | Microsoft Copilot |
|---|---|---|
| CompareMyAI score | 8.7 / 10 | 7.8 / 10 |
| Free tier | ||
| API access | ||
| Open source | ||
| Enterprise ready | ||
| GDPR compliant | ||
| SOC 2 certified | ||
| ISO 27001 | ||
| MFA supported | ||
| Trains on your data |
Pricing
FreeFree
Go£7/mo
Plus£20/mo
Pro£89/mo
Business£18/mo
EnterpriseContact sales
FreeFree
Microsoft 365 Personal£6/mo
Microsoft 365 Copilot£24/mo
Enterprise—
Always check the provider's site for the latest pricing. Prices marked are based on published data and are pending independent verification.
Pros & cons
ChatGPT
Pros
- +Largest plugin and integration ecosystem
- +Excellent at coding and analysis
- +GPT-4o handles images and voice
- +Widely supported across third-party tools
Cons
- −Trains on data by default — opt-out required
- −Pricing higher than some alternatives
- −Can be inconsistent on complex reasoning
Microsoft Copilot
Pros
- +Built into Microsoft 365
- +Strong enterprise security and compliance
- +SOC2 and GDPR certified
- +No separate subscription if you have M365
Cons
- −Limited standalone value outside Microsoft ecosystem
- −Less capable than ChatGPT or Claude for general tasks
- −Requires M365 licence
Our take— ChatGPT wins
Based on our comparison of published pricing, features, and compliance data, ChatGPT scores 8.7/10 to Microsoft Copilot's 7.8/10. ChatGPT pulls ahead with API access. Microsoft Copilot counters with ISO 27001 certification. Pick ChatGPT if you need API access; pick Microsoft Copilot if ISO 27001 certification matters.