Prices in GBP. Verified monthly. Always check the provider's site for the latest.
Pros & cons
Otter.ai
Pros
+Excellent meeting transcription and summarisation
+Integrates with Zoom, Teams and Google Meet
+Good accuracy on clear audio
Cons
−Struggles with heavy accents or poor audio quality
−Free tier limited to 300 minutes per month
−Not useful outside meeting and transcription use cases
Windsurf
Pros
+Agentic coding with multi-step task planning built directly into the editor
+UK GDPR and EEA data rights confirmed in Cognition privacy policy
+Free tier available — Devin Desktop IDE at no cost
+Integrates VS Code and Cursor configurations out of the box
Cons
−Rebranded from Windsurf to Devin Desktop — product identity in transition
−Trains on user code by default — confirmed from Cognition privacy policy
−SOC2 and ISO 27001 not confirmed from official sources
−Pricing sourced from Cognition blog post (April 2026), not a live pricing page
Our take— Otter.ai wins
Based on our comparison of published pricing, features, and compliance data, Otter.ai pulls ahead with SOC 2 certification and multi-factor authentication. Windsurf stays close but doesn't lead on any single attribute here. Otter.ai scores 7.6/10 to Windsurf's 7.6/10. Pick Otter.ai if SOC 2 certification matters; Windsurf is the pick if it doesn't.