VS
Head-to-Head Comparison
Microsoft Copilot vs Devin Desktop (formerly Windsurf)
An honest, side-by-side breakdown of pricing, features, and security — so you can pick the right tool.
Published Last updated
- Microsoft Copilot is cheaper to start — £6/mo versus £16/mo for Devin Desktop (formerly Windsurf).
- On privacy, Microsoft Copilot offers multi-factor authentication where Devin Desktop (formerly Windsurf) does not.
- Microsoft Copilot is best for businesses needing enterprise-ready AI chat; Devin Desktop (formerly Windsurf) for businesses needing enterprise-ready coding help.
Microsoft Copilot
AI Chatbot
7.8/ 10
Free · Free tier
Best for businesses needing enterprise-ready AI chat
Visit Microsoft CopilotSee all AI Chatbots →
Devin Desktop (formerly Windsurf)
AI Coding
7.6/ 10
Free · Free tier
Best for businesses needing enterprise-ready coding help
Visit Devin Desktop (formerly Windsurf)See all AI Coding Assistants →Some “Visit” links are affiliate links. How we earn →
Feature comparison
| Feature | Microsoft Copilot | Devin Desktop (formerly Windsurf) |
|---|---|---|
| CompareMyAI score | 7.8 / 10 | 7.6 / 10 |
| Free tier | ||
| API access | ||
| Open source | ||
| Enterprise ready | ||
| GDPR compliant | ||
| Vendor holds SOC 2 | ||
| Vendor holds ISO 27001 | ||
| MFA supported | ||
| Trains on your data | Yes |
Certifications may only cover business or enterprise plans. Check the vendor’s trust page for your plan.
Microsoft Copilot comes out ahead — and you can try it free.
Try Microsoft Copilot freeAffiliate link · how we earn
Pricing
Price checked with vendor on
FreeFree
Enterprise—
Always check the provider's site for the latest pricing.
Pros & cons
Microsoft Copilot
Pros
- +Built into Microsoft 365
- +Strong enterprise security and compliance
- +SOC2 and GDPR certified
- +No separate subscription if you have M365
Cons
- −Limited standalone value outside Microsoft ecosystem
- −Less capable than ChatGPT or Claude for general tasks
- −Requires M365 licence
Devin Desktop (formerly Windsurf)
Pros
- +Agentic coding with multi-step task planning built directly into the editor
- +UK GDPR and EEA data rights confirmed in Cognition privacy policy
- +Free tier available — Devin Desktop IDE at no cost
- +Integrates VS Code and Cursor configurations out of the box
Cons
- −Distinct from Devin, Cognition's autonomous AI software engineer — Devin Desktop is the agentic IDE; Devin is a separate autonomous coding agent
- −Trains on user code by default — confirmed from Cognition privacy policy
- −SOC2 and ISO 27001 not confirmed from official sources
- −Teams plan pricing is two-part: £63/mo base plus £31/mo per developer seat — total cost scales with team size
Our take— Microsoft Copilot wins
Based on our comparison of published pricing, features, and compliance data, Microsoft Copilot pulls ahead with multi-factor authentication and a no-training-on-your-data policy. Devin Desktop (formerly Windsurf) stays close but doesn't lead on any single attribute here. Microsoft Copilot scores 7.8/10 to Devin Desktop (formerly Windsurf)'s 7.6/10. Pick Microsoft Copilot if multi-factor authentication matters; Devin Desktop (formerly Windsurf) is the pick if it doesn't.
Frequently asked questions
Which is cheaper, Microsoft Copilot or Devin Desktop (formerly Windsurf)?
Microsoft Copilot is cheaper to start, with its lowest paid plan at £6/mo versus £16/mo for Devin Desktop (formerly Windsurf). These are each vendor's published prices and can change, so check before you buy.
Does Microsoft Copilot train on your data?
Based on published vendor information, Microsoft Copilot does not train its models on your data. Policies can differ by plan and change over time, so it is worth confirming the current terms on the vendor's site.
Does Devin Desktop (formerly Windsurf) train on your data?
Based on published vendor information, Devin Desktop (formerly Windsurf) may use your data to help train its models. Training is sometimes opt-out, or switched off on paid and business plans, so review the privacy settings in your account.
Are Microsoft Copilot and Devin Desktop (formerly Windsurf) GDPR compliant?
Based on published vendor information, both Microsoft Copilot and Devin Desktop (formerly Windsurf) state they are GDPR compliant. Vendor-level compliance does not remove your own obligations when you process personal data through either tool.
Do Microsoft Copilot and Devin Desktop (formerly Windsurf) have a free tier?
Yes — both Microsoft Copilot and Devin Desktop (formerly Windsurf) offer a free tier, so you can try each one before committing to a paid plan. Free tiers usually come with usage limits.