VS
Head-to-Head Comparison
ChatGPT vs Cursor
An honest, side-by-side breakdown of pricing, features, and security — so you can pick the right tool.
Feature comparison
| Feature | ChatGPT | Cursor |
|---|---|---|
| CompareMyAI score | 8.7 / 10 | 8.4 / 10 |
| Free tier | ||
| API access | ||
| Open source | ||
| Enterprise ready | ||
| GDPR compliant | ||
| SOC 2 certified | ||
| ISO 27001 | ||
| MFA supported | ||
| Trains on your data |
Pricing
FreeFree
Go£7/mo
Plus£20/mo
Pro£89/mo
Business£18/mo
EnterpriseContact sales
HobbyFree
Pro£16/mo
Business£32/mo
Always check the provider's site for the latest pricing. Prices marked are based on published data and are pending independent verification.
Pros & cons
ChatGPT
Pros
- +Largest plugin and integration ecosystem
- +Excellent at coding and analysis
- +GPT-4o handles images and voice
- +Widely supported across third-party tools
Cons
- −Trains on data by default — opt-out required
- −Pricing higher than some alternatives
- −Can be inconsistent on complex reasoning
Cursor
Pros
- +Purpose-built AI code editor
- +Excellent at understanding whole codebase context
- +Natural language code editing
- +Fast and responsive
Cons
- −Separate application from existing IDE workflow
- −Subscription required
- −Newer with smaller community than Copilot
Our take— ChatGPT wins
Based on our comparison of published pricing, features, and compliance data, ChatGPT pulls ahead with API access. Cursor stays close but doesn't lead on any single attribute here. ChatGPT scores 8.7/10 to Cursor's 8.4/10. If API access matters, go ChatGPT; if it doesn't, Cursor.